378 A.2d 1371
No. 7744Supreme Court of New Hampshire Hillsborough
Decided October 17, 1977
1. Trial — Findings — Written Findings In action seeking to have set aside a certain conveyance from husband to his wife as a fraud on husband’s creditors, in which neither party requested that trial court make any written findings, although subsequent to court’s decision creditor filed motion for written findings and rulings, trial court did not abuse its discretion in denying motion. RSA 491:15.
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2. Husband and Wife — Joint Tenancy — Intention Where petition was filed by creditor to set aside conveyance from debtor to his wife, of his interest in certain real estate which he held in joint tenancy with her, there was ample evidence to support trial court’s finding that in creating joint tenancy wife intended not to make a then present gift of a part of property to husband, but rather to arrange so that upon her death, it would go to husband subject to agreement with her parents that money borrowed from them would be repaid.
3. Fraudulent Conveyances — Particular Conveyances In proceeding to set aside conveyance from debtor to his wife, of his interest in certain real estate which he held in joint tenancy with her, there was evidence that debtor contributed nothing toward monthly mortgage payment, taxes or any other expense with respect to the real estate or any other household expenses, and therefore, debtor had no real interest in property at time of conveyance back to wife and conveyance was not in fraud of his creditors.
4. Estoppel — Equitable — Reasonable and Justifiable Reliance In proceeding to set aside conveyance from debtor to his wife, of his interest in certain real estate which he held in joint tenancy with her, trial court did not err in not finding that wife was estopped from asserting her equitable ownership of property, because evidence supported finding that creditor never relied on debtor’s record title in extending credit and that wife had no knowledge of such reliance even assuming that it had existed.
5. Fraudulent Conveyances — Particular Conveyances Where debtor conveyed to his wife, shortly before his sudden disappearance, his interest in certain real estate which he held in joint tenancy with her, but in which he had no real interest at the time of conveyance, and creditor filed petition seeking a finding that conveyance be declared in fraud of debtor’s creditors, fact that debtor wrote to his wife after his disappearance stating that his biggest concern was that she would be protected in certain business dealings in no way altered equitable ownership wife had in the property since debtor’s motives and intent could not affect her rights.
Edward R. Thornton, Sr., of Manchester, by brief and orally, for the plaintiff.
Brighton, Fernald, Taft Hampsey, of Peterborough, and John R. Falby, Jr. (Mr. Falby orally), for the defendants.
GRIMES, J.
The question in this case is whether the trial court erred in dismissing plaintiff’s petition that a certain conveyance by defendant William to his wife be declared in fraud of William’s creditors. We uphold the trial court.
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This petition was filed by a creditor of William E. Stewart, Jr., to set aside a conveyance from William to his wife, Jane, of his interest in certain real estate which he held in joint tenancy with her. After a hearing, the trial court dismissed the petition and plaintiff’s exceptions were transferred by Mullavey, J.
There was evidence that in October 1968, before her marriage to William, Jane had purchased her home in Bennington, New Hampshire, for a total price of $15,000. She obtained a mortgage for $12,000 and a loan from her parents of $3,000. Her parents also helped her by contributing $25 per month toward the mortgage payments with the understanding that they would be repaid if anything happened to Jane or she sold the property. This agreement was reduced to writing.
Jane and William were married in January 1969. In May 1971, she put the Bennington property in their joint names. Her testimony was that she created the joint tenancy so that if anything happened to her, the property would become his subject to the agreement with her parents. She denied that she intended a gift of part of the property at the time of the conveyance.
William’s business involved purchasing newspapers from the plaintiff who in turn purchased them from the Union Leader Corporation. William then sold the papers to others using the proceeds to pay the plaintiff. There was evidence that plaintiff never relied for payment on any assets owned by William or sought any security for payment. By the nature of the arrangement, William usually operated in arrears. In June 1972, William suddenly disappeared. He had recently paid plaintiff $1,883 but a balance, alleged to be $3,991.77, remained unpaid. About a week before he left, William conveyed the Bennington property back into Jane’s name alone.
William did not inform Jane that he was leaving but sent her a letter that he would not return. In 1976, she obtained a divorce on the ground of abandonment.
[1] At the trial on this petition, neither party requested that the court make any written findings, but after the court’s decision plaintiff filed a motion for written findings and rulings. This motion was denied. We find no abuse of discretion in this denial. RSA 491:15 provides for the court to render its decision in writing “if either party requests] it”. Superior Court Rule 72 provides that all requests must be at the close of the evidence. Not having filed a request seasonably, the plaintiff has waived whatever rights hePage 779
may have had. See Sisters of Mercy v. Hooksett, 93 N.H. 301, 42 A.2d 222
(1945); Moynihan v. Brennan, 77 N.H. 273, 90 A. 964 (1914); Merchants National Bank v. Adams, 114 N.H. 46, 314 A.2d 664 (1974).
Exceptions overruled.
All concurred.
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